How is your policy so much less expensive than a “regular” auto policy?
Our customers are meticulous about their vehicles and take extreme caution when driving and storing
their "babies". Some measures often taken are not leaving the vehicle unattended for long periods,
keeping a fire extinguisher aboard and being careful on who has access to the vehicle. Our customers
also have good driving records, conservative driving habits and other vehicles for daily transportation.
All of the above add up to a low frequency of claims, and over 15 years of stable rates for our
policyholders.
See Eligibility for additional information.
Why is Agreed Value Coverage so important?
Agreed Value guarantees that in the event of a total loss, we will pay you the full amount of coverage
listed on your policy for your vehicle. Depreciation and subjective valuation on your vehicles is eliminated.
The concept is simple - if your vehicle is insured for $15,000, and it is totaled by a covered peril, you
receive $15,000 minus any deductible, if applicable.
Many insurers sell what is called “Stated Value” policies, which is inferior protection. This coverage states
you will receive “up to” the value listed for the vehicle in a total loss, but does not guarantee the full
amount will be paid.
How can my customer drive his or her collectible vehicle?
Pleasure driving is allowed in our program. You are not restricted to parades, car shows, and club events
like other programs. We encourage you to enjoy your vehicle.
We ask that you are prudent in not exposing your vehicle to theft and vandalism by not leaving it
unattended for extended periods of time, such as in a parking lot or parked on the street for hours.
Our policy does not permit business use, commuting to work or school, using the vehicle for back-up
transportation or track events of any kind. Usage is also subject to an annual mileage maximum. Your
vehicles insured by our program must also be kept in a fully enclosed locked garage when not in use.
Will you accept digital photos?
Yes, provided they are clear, recent images in jpg format. They can be uploaded via our website or
emailed to classiccollectors@ipacc.com.
Are there other payment options?
If the annual premium is over $1000, we offer installments after a required down payment. Otherwise, we
ask for payment in full. Another option is to pay by Visa, Master Card, or American Express.
What if my customer insured her car for $X amount and then did additional
restorations; can she get her value increased?
Yes, you can request an increase to the vehicle value at any time throughout the policy term provided
that you supply the Company with written proof of the restoration efforts. Recent photos are also
required.
Our customers are meticulous about their vehicles and take extreme caution when driving and storing
their "babies". Some measures often taken are not leaving the vehicle unattended for long periods,
keeping a fire extinguisher aboard and being careful on who has access to the vehicle. Our customers
also have good driving records, conservative driving habits and other vehicles for daily transportation.
All of the above add up to a low frequency of claims, and over 15 years of stable rates for our
policyholders.
See Eligibility for additional information.
Why is Agreed Value Coverage so important?
Agreed Value guarantees that in the event of a total loss, we will pay you the full amount of coverage
listed on your policy for your vehicle. Depreciation and subjective valuation on your vehicles is eliminated.
The concept is simple - if your vehicle is insured for $15,000, and it is totaled by a covered peril, you
receive $15,000 minus any deductible, if applicable.
Many insurers sell what is called “Stated Value” policies, which is inferior protection. This coverage states
you will receive “up to” the value listed for the vehicle in a total loss, but does not guarantee the full
amount will be paid.
How can my customer drive his or her collectible vehicle?
Pleasure driving is allowed in our program. You are not restricted to parades, car shows, and club events
like other programs. We encourage you to enjoy your vehicle.
We ask that you are prudent in not exposing your vehicle to theft and vandalism by not leaving it
unattended for extended periods of time, such as in a parking lot or parked on the street for hours.
Our policy does not permit business use, commuting to work or school, using the vehicle for back-up
transportation or track events of any kind. Usage is also subject to an annual mileage maximum. Your
vehicles insured by our program must also be kept in a fully enclosed locked garage when not in use.
Will you accept digital photos?
Yes, provided they are clear, recent images in jpg format. They can be uploaded via our website or
emailed to classiccollectors@ipacc.com.
Are there other payment options?
If the annual premium is over $1000, we offer installments after a required down payment. Otherwise, we
ask for payment in full. Another option is to pay by Visa, Master Card, or American Express.
What if my customer insured her car for $X amount and then did additional
restorations; can she get her value increased?
Yes, you can request an increase to the vehicle value at any time throughout the policy term provided
that you supply the Company with written proof of the restoration efforts. Recent photos are also
required.
Florida insurance glossary - terms your should know.
Florida Auto Plus Insurance, the first place to call for an affordable quote.
Local map and directions: 9742 Banyan Street Miami, Fl 33157
It's easy to remember
1-877-WIZ-AUTO (949-2886)
www.WizardInsurance.com
Florida Auto Plus Insurance, the first place to call for an affordable quote.
Local map and directions: 9742 Banyan Street Miami, Fl 33157
It's easy to remember
1-877-WIZ-AUTO (949-2886)
www.WizardInsurance.com
| Classic Car Insurance Miami, FAQ Shopping for a Florida Car insurance Quote? We're here to make life a little easier Florida. Car Insurance Specialists & Florida Independent Agents |